Vol. 7, Issue 2, Part C (2025)

Agricultural vulnerability to climate-induced disasters is a growing concern in Tamil Nadu, particularly in low-lying coastal districts such as Cuddalore. The state faces recurring floods, cyclones and droughts that severely disrupt rural livelihoods. In response, the Government of Tamil Nadu has implemented a range of targeted schemes and policy frameworks designed to mitigate risk, provide timely relief and enhance resilience. These include the State Disaster Response Fund (SDRF), crop insurance schemes like PMFBY and waterbody rejuvenation through Kudimaramathu and IAMWARM. At the district level, Cuddalore has effectively localized these interventions through disaster planning, real-time early warnings and sectoral coordination. This article critically explores the implementation and effectiveness of these schemes, highlighting both progress made and challenges faced in disaster-prone rural areas.